The automatic transfer of “funds" (actually their coded equivalents) from one in stitution's computer to another's. EFT is largely responsible for increased markets for data-encryption hardware and software in an attempt to reduce computer crimes.; 從一個(gè)機(jī)構(gòu)的計(jì)算機(jī)把“資金”(實(shí)際上是與款額等價(jià)的代碼)“匯”到另一個(gè)機(jī)構(gòu)的 計(jì)算機(jī)的自動(dòng)處理過程。為減少計(jì)算機(jī)犯罪,電子資金轉(zhuǎn)帳系統(tǒng)大大地促進(jìn)了數(shù)據(jù)加密用 的硬件和軟件的市場(chǎng)。